Pence is a new online platform designed to help you take back control of your Home Loan. We founded Pence because we realised Australians could be overpaying up to $9.9 billion in interest on their home loans. Through combining three things: the internet, a network of experts and our motivation to help you, we built Pence.

Our platform allows you to dodge awful industry practices like trapping you with an expensive loan or lender, raising your rate without telling you or forcing you to wait in line at a branch. We've built a complete experience, letting you quickly connect with a local expert who can help you.

We expect you'll be left more empowered after using Pence, with more money to either save or spend. Even better, we don't charge you a cent for using our service.

You're probably paying too much, we can help.